Fieldvalue — Subject-To & Assumable Deal Calculator

Fieldvalue

Deal console

Unsaved deal

01 / Deal structure

Take over the loan, finance the gap with a new wrap note.

02 / Existing loan

Loan balance

$340,000

$20,000$1,500,000

Interest rate

3.25%

0.00%10.00%

Monthly payment (P&I)

$1,480

03 / The deal

Purchase price

$385,000

$20,000$1,500,000

Cash to seller

$10,000

Reinstatement / arrears

$0$50,000

Closing costs & fees

$6,500

$0$30,000

04 / Gap financing

New wrap note

$35,000

Auto-sized to the gap between price, loan and cash to seller. 30-year amortization.

Note rate

6.75%

0.00%12.00%

05 / Income

Monthly rent

$2,450

$0$10,000

Monthly expenses (taxes, ins., maint.)

$480

$0$3,000

06 / AI deal review

Describe the deal in your own words — seller situation, loan type, timing, condition, exit. Your figures above are sent along automatically.

Monthly cash flow

$263

$2,450 rent · blended 3.58%

Cash to close$16,500

Equity captured$10,000

Existing loan P&I$1,480

Wrap note P&I @ 6.75%$227

Monthly expenses$480